We Turn Storm Damage Into Full Roof Replacements
Your insurance should cover the full cost, not just a patch job. We handle everything so you get a brand new roof with little to nothing out of pocket.
Get a Free Inspection →Insurance Companies Lowball.
We Fight Back.
14 missing shingles, told it was "just a minor repair." We got the full roof replacement approved and covered by insurance.
Flat-out denied. We re-inspected, documented every detail, and got the insurance company to approve a complete roof replacement.
Your Insurance Covers More Than You Think
Most homeowners don't realize their insurance covers the full cost of roof replacement after storm damage, not just a patch. Insurance companies count on that. They deny. They delay. They defend.
Storm Division makes sure you get every dollar you're owed.
Find Out If You Qualify →Every Type of Storm Damage
If a storm hit your area, your roof may have damage you can't see from the ground. Here's what we look for.
Hail Damage
Hail leaves dents, cracks, and granule loss that weaken your roof over time. Insurance covers full replacement, not just the spots you can see.
Wind Damage
High winds lift, crack, and tear shingles, exposing your home to leaks and further damage. Even if it looks minor, the underlayment may be compromised.
Water Damage
Leaks from storm damage can cause staining, mold, and structural rot. We trace the leak to the source and get your insurance to cover the fix.
Fallen Debris
Trees, branches, and debris can puncture or crush your roof. Even if the visible damage looks small, the impact often extends far beyond the surface.
Missing Shingles
Even a few missing shingles can qualify your roof for a full replacement. Insurance companies try to patch. We push for what you actually deserve.
Three Steps to a New Roof
We Inspect
Free, no-obligation roof inspection. We document every detail your insurance company needs to see.
We're In Your Corner
We walk you through every step, meet the adjuster alongside you, and advocate for what your claim is actually worth. You stay the homeowner on the claim. We're the experts making sure nothing gets missed.
You Get a New Roof
Full replacement, covered by insurance. Quality materials and a warranty you can count on.
Standing Up for Homeowners
At The Storm Division, we believe homeowners deserve clear answers, not guesswork, after a storm.
Founded by Josh and Drew, close friends for over 20 years, we built this company after seeing how often homeowners are pushed to take action without truly understanding their roof or their options.
That's why we do things differently.
We start with a thorough inspection and focus on being selective, only recommending next steps when the condition of the roof actually supports it. If there's real storm-related damage, we help map out a clear path forward. If there isn't, we say that upfront. From there, we stay involved to make sure everything is handled properly and nothing gets overlooked.
No pressure. No guesswork. Just honest guidance on what actually makes sense.
Talk to Our Team →We Don't Just Fix Roofs.
We Fight For You.
Full Claim Advocacy
We don't settle for what insurance initially offers. We document, negotiate, and fight until you get every dollar you deserve.
70+ Roofs Replaced
We've documented every type of storm damage on real projects across NY and NJ, and we know exactly what insurance companies need to see to approve a full replacement.
We Handle Everything
From the first inspection to the final shingle, we handle everything on your behalf and make sure nothing falls through the cracks. You stay the homeowner on the claim. We're the expert in your corner making sure it gets done right.
Only Pay Your Deductible
Your insurance covers the cost, not you. We maximize every claim so you get a brand new roof without spending a dime beyond your deductible.
Don't Take Our Word For It
"Drew and Josh got everything covered by my insurance. It's been a phenomenal experience, way beyond my expectations. I always delayed having my roof replaced because I couldn't afford it, but they were able to get it done. Their workers were excellent, came on time, and I'm just in awe of how amazing a job they did. I feel like I just bought a new house!"
"It was the most incredible experience. From start to finish, you guys were so helpful, very conscientious, very giving of your time. You explained everything soup to nuts with all the patience in the world. It could've been a sticky situation with insurance, but it worked out beautifully. Both Drew and Josh are special!"
"I would highly recommend Storm Division. I had a very good experience from beginning to end. Josh kept me informed step by step on how to handle and respond to my insurance company for a positive result. Once approved, the entire job took a little over 1 day from demolition to completion. The job was supervised the entire way, cleaned up perfectly. I didn't even know they were there."
See the Transformation
Real projects. Real results. Every one of these roofs was fully covered by insurance.
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After Everything You Need to Know
Yes, completely free, no strings attached. We'll inspect your roof, document any damage, and give you an honest assessment. If there's no qualifying damage, we'll tell you. No charge, no obligation, no pressure.
Storm damage often looks minor from the ground but can be significant upon closer inspection. Our team knows exactly what insurance companies look for: missing shingles, hail impact, wind lift, and more. We document everything they need to see.
We've overturned dozens of denied claims. A denial isn't the end. It's often just the beginning. We re-inspect, re-document with the detail insurance companies require, and negotiate on your behalf until the claim is approved.
In most cases, your insurance covers the full cost of replacement. You're only responsible for your deductible. The work we do to maximize your claim typically far exceeds that amount, so you come out ahead.
Typically 2–3 months from start to finish, though every case is different. The timeline depends on your insurance company's response time, but we push to move things along as quickly as possible.
Northern New Jersey, Rockland County NY, and surrounding areas. Not sure if we cover your location? Reach out. We're expanding all the time.
Serving Your Neighborhood
New York
- Monsey
- Spring Valley
- New City
- Suffern
- Nanuet
- Pearl River
New Jersey
- Paramus
- Fair Lawn
- Hackensack
- New Brunswick
- Monmouth County
- Mahwah
- Bergen County
Surrounding Areas
- Orange County, NY
- Westchester County, NY
- Passaic County, NJ
- Morris County, NJ
- And more
Not sure if we cover your area? Reach out - we're expanding all the time.
Find Out What Your Insurance Owes You
Free inspection. Your insurance pays, not you. We handle everything from the first call to the final shingle.
Make the Smart Choice.
Free inspection. Zero pressure. We only take cases we know we can win and we'll tell you straight up if your roof qualifies or not.
Get a Free Inspection →